HMA Tax · Private Client
Considered tax advice for private property.
Commercial property tax consultancy for individuals, families, trustees and estates, with capital allowances at its heart. Director led, with one contact from the first conversation to the final report.
Commercial property tax consultancy
The most valuable parts of a building are often the ones no one has counted.
Lifts, heating, lighting, kitchens and bathrooms are built into every commercial property, and many of them qualify for capital allowances. In a private portfolio they are rarely separated out: the purchase price goes into the accounts as one figure, and the relief inside it is never claimed.
Capital allowances are where we started, and they remain at the centre of what we do. Around them we offer a full range of property-related tax services, including the Structures and Buildings Allowance, Land Remediation Relief, capital expenditure analysis on refurbishments and developments, and tax support when you buy or sell, drawing on specialists across our group where your circumstances call for it.
Our surveyors and chartered tax specialists value every qualifying item and prepare a report your accountant can file. There is no fee if we can’t identify previously unclaimed allowances, and the work is carried out quietly, alongside the advisers you already trust.
Director led
Every private client engagement is led by a director, from the first conversation to the final report.
One contact throughout
You deal with one person from start to finish. They co-ordinate the survey, the tax work and your other advisers, so you never have to repeat yourself.
Specialists across our group
Behind them sit industry-leading specialists across HMA Tax and the K3 Advisory Group, brought in as your property and your plans require.
Your private client team
Led by our directors.
One of our directors leads every private client engagement and stays your contact throughout, supported by our tax and surveying specialists. Select anyone to get their contact details.
Who we act for
Private capital, held in many different ways.
Private owners
Commercial property held personally or through a family company. Allowances reduce tax at your marginal rate, often for years.
Estimate a claim →
Trustees and family offices
We work alongside your trustees, accountants and solicitors, with one report that fits the structure you already have.
Portfolio review →
Country estates
Hotels, shooting lodges, lettings, equestrian and farm buildings: one estate, several businesses, one claims programme.
Estates →
International owners
UK commercial property owned from overseas. Our teams in Singapore, Dubai and Melbourne work on UK time and yours.
Overseas owners →When it matters most
The moments that decide what you can claim.
Buying
Allowances in a purchase can be lost for good if the fixtures aren’t pooled and valued before completion. We review the seller’s position and the s198 election before you exchange. How s198 works.
Selling
A sale fixes the value of the fixtures you pass on. Agreed early, the election protects your own claim and adds value for the buyer.
Refurbishing
Fit-outs and refurbishments often qualify at a far higher rate than the building itself. We allocate every cost before the work is signed off. Capex analysis.
Reviewing
Several properties, several entities, different year ends. We screen the whole portfolio and run the claims as one programme. Portfolio review.
Pension property
Property held in a SIPP or SSAS can’t claim, because the fund doesn’t pay tax. Buying from a pension fund is different: talk to us before exchange.
“We used HMA Tax for our capital allowance claims against our farm and equestrian livery yard. We have found their team to be both helpful and thorough throughout the process.”
Google review · farm and equestrian livery yard
A private conversation
Start with a confidential call.
Tell us a little about the property or portfolio. A director will call you to talk it through, with no obligation, and stay your contact throughout.
- Your details are used only to assess your claim. We never sell them.
- We work with your accountant, solicitor or family office, not around them.
- Prefer to speak now? Call 01384 904090 or book a 15-minute call.